Tag Archives: credit score

5 Car Loan Mistakes to Avoid

Shopping for a car in Elgin when you are on a budget can be difficult, but the process gets even more complicated if you don’t know what you’re looking for in a car loan. Getting the right car loan can save you money and time when you go to make your new car purchase. Here

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When to Refinance Your Auto Loan

One of the best things about refinancing your auto loan – besides lowering your monthly payment – is that it’s a relatively quick and painless process. Unlike refinancing your mortgage, there’s no appraisal and fees are minimal. But is refinancing right for you? It may be, especially if you find yourself in any of the

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What to Do If Your Car Loan Application Is Rejected?

Having a car loan application rejected isn’t fun, but it’s also not necessarily the end of your dream to own a vehicle. If you’ve applied for financing to buy a car and have been rejected, here’s what you can do. Find Out Why You Were Rejected Begin by finding out why you were rejected and

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7 Tips for Buying a Car With Bad Credit

Just because you have bad credit doesn’t mean you won’t be able to buy a car at a price you like. Sure, it’s more challenging than if you have perfect credit, but there are steps you can take to get a good deal. The following tips will help you buy a car with bad credit.

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Does Bad Credit Mean Riding the Bus?

Having bad credit doesn’t relegate you to public transportation. At McGrath Nissan, we’ve gotten many drivers in St. Charles, Elgin and Bartlett into vehicles despite low credit scores. Here’s why we can almost always help drivers find a vehicle no matter what their credit is like. Nissans Available in Many Price Ranges To start with,

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Purchasing a Nissan: Credit Considerations

Unless you’re able to pay cash for a vehicle, your credit will be taken into account when purchasing a Nissan. This isn’t a major hindrance, though. It’s easy to understand how your credit will impact your financing, and financing is often available even for drivers with no or poor credit. Here’s a guide to the

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Should I Repair My Credit Before Buying a Car?

If you’re considering buying a car with bad credit, the temptation may be to try repairing your credit before you buy. Depending on your personal situation this may make sense, but it certainly isn’t the only way to go. Here are a few things to consider before you try buying a car with bad credit.

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6 Tips for Financing a Nissan

6 Tips for Financing a Nissan You’ve decided to buy a new or used Nissan but face some financing obstacles such as bad credit. That doesn’t mean that financing a Nissan is impossible when you face those kinds of obstacles. Far from it. Here are some tips that will help you when financing a Nissan

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Financing a Nissan with Little or No Credit History

Some loans may be difficult to obtain without a long credit history, but auto loans aren’t hard to get approved for. Even if you don’t have any credit history, you can still probably finance a vehicle because the vehicle serves as collateral for the loan. If you live in Elgin, St. Charles or Hanover Park,

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