Financing a Nissan in St. Charles is now easier than ever. Even for those who have had credit problems in the past, there is still hope. While you may be worried about qualifying and getting approved for financing, there are professionals at McGrath Nissan available who can walk you through the process and ensure you get the best possible deal for your situation.
Low Cash Options
We understand that you may not have a huge down payment to make on your new car. If you’ve just come out of a rough financial patch and you are trying to get back on your feet, it is still possible to purchase a new or used Nissan with little out of pocket expense. We know that having a reliable vehicle can be the difference between keeping a job or getting your kids to schools in Elgin, Bartlett, or Streamwood. That’s why there are programs available to help those with little cash get into a new car right away.
Credit Bumps Okay
Even if your credit has a few bumps or bruises you can still qualify for a loan. A credit specialist will work with you to collect all relevant information about your earnings and how much of a payment you can afford. Using a formula we determine the size of payment that you can reasonably make over the course of several years. We will work to get you a fair interest rate to make your new vehicle more affordable. Even if you are regularly paid in cash tips or working a temp job, there are options available.
It only takes a few minutes with McGrath Nissan’s online application to begin financing a Nissan. The online application will quickly gather information and give you an idea of what you could qualify for. From there you can begin shopping for new cars or used vehicles in your price range and a loan specialist will contact you to gather any additional details about your credit history and income. You will also have the opportunity to evaluate the trade in value of your current vehicle if you wish to use it as a down payment.
You can be confident that a credit specialist at McGrath Nissan in Elgin will work hand in hand with you to understand your unique situation and find a solution that fits your needs. There are cars available in any price range, and loans can be adjusted over a period of years to make payments more comfortable.