Category Archives: Financing

Nissan Financing: New Versus Used Car Loans

Before you set out to purchase a new or used vehicle from your local Elgin or St. Charles dealership, there are some importance differences in Nissan financing options between new and used cars. Lenders use two different sets of rules for valuing and assessing car loans depending on whether it is used or new. For

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7 Tips for Buying a Car With Bad Credit

Just because you have bad credit doesn’t mean you won’t be able to buy a car at a price you like. Sure, it’s more challenging than if you have perfect credit, but there are steps you can take to get a good deal. The following tips will help you buy a car with bad credit.

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Nissan Credit Applications: 5 Tips to Make Applying Easier

Applying for a car loan is sometimes a challenge, especially if you have credit issues that you’re trying to overcome. That doesn’t mean that all hope is lost, however. There are various steps you can take that will make applying for a loan easier and help you get the new or used Nissan that you

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Does Bad Credit Mean Riding the Bus?

Having bad credit doesn’t relegate you to public transportation. At McGrath Nissan, we’ve gotten many drivers in St. Charles, Elgin and Bartlett into vehicles despite low credit scores. Here’s why we can almost always help drivers find a vehicle no matter what their credit is like. Nissans Available in Many Price Ranges To start with,

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Nissan Financing Options: 3 Things to Know

If you’re worried about the process of applying for financing on a new Nissan, there are a few things you should know going in. Understanding how financing works at a dealership, and knowing your responsibilities after you’ve accepted financing go a long way toward getting you the deal you need without getting in over your

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Purchasing a Nissan: Credit Considerations

Unless you’re able to pay cash for a vehicle, your credit will be taken into account when purchasing a Nissan. This isn’t a major hindrance, though. It’s easy to understand how your credit will impact your financing, and financing is often available even for drivers with no or poor credit. Here’s a guide to the

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Should I Repair My Credit Before Buying a Car?

If you’re considering buying a car with bad credit, the temptation may be to try repairing your credit before you buy. Depending on your personal situation this may make sense, but it certainly isn’t the only way to go. Here are a few things to consider before you try buying a car with bad credit.

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6 Tips for Financing a Nissan

6 Tips for Financing a Nissan You’ve decided to buy a new or used Nissan but face some financing obstacles such as bad credit. That doesn’t mean that financing a Nissan is impossible when you face those kinds of obstacles. Far from it. Here are some tips that will help you when financing a Nissan

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Financing a Nissan with Little or No Credit History

Some loans may be difficult to obtain without a long credit history, but auto loans aren’t hard to get approved for. Even if you don’t have any credit history, you can still probably finance a vehicle because the vehicle serves as collateral for the loan. If you live in Elgin, St. Charles or Hanover Park,

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No Illinois Driver’s License, No Job History? Buying a Car Is Possible!

For some people, buying a car isn’t as easy as it looks – especially if you have special circumstances, such as no job or driver’s license. But it’s hardly impossible. At McGrath Nissan of Elgin, we’ll work with you even when you think that financing a Nissan is beyond your reach. Indeed, buying new or

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